This website is licensed by Consumers' Checkbook, a division of the Center for the Study of Services (CHECKBOOK) to the National Alliance of State and Territorial AIDS Directors (NASTAD) (collectively referred to herein as "We"). This page states the Terms of Use under which you may use this Tool. By accessing or using this Tool, you agree to be bound by these Terms of Use:

The content contained within this website and its associated web pages are presented by CHECKBOOK and NASTAD, with the intent of providing public service information on consumer health and health-related topics. Health care information and advice is not intended nor is implied to be a substitute for professional advice. Always seek the advice of your physician or other qualified health provider prior to starting any new treatment or with any questions you may have regarding a medical condition. Always read health insurance plan brochures and contracts thoroughly before enrolling.

When you use this website, it is important that you are fully aware of our respective legal rights and obligations. If you do not agree with any of these Terms of Use, do not use this website. By using this website, you will be deemed to have irrevocably agreed to these terms. By using this website, you warrant that you have the legal capacity to enter into the agreement set out in these Terms of Use. Please note that these Terms of Use may be revised and reissued without notice at any time by updating this posting. You should visit this page regularly to review the current Terms of Use, since your continued use of the website will be deemed as irrevocable acceptance of any revisions.

A. CHECKBOOK Privacy Policies

CHECKBOOK uses "cookies" to maintain your access privileges during an online session. We do evaluate website usage by analyzing user information in the aggregate, only in a way that does not identify any individual user. Please note that you must accept cookies in order to use the CHECKBOOK website. Cookies are never used by third parties for marketing or tracking purposes.

Information logging and Storage

CHECKBOOK collects and stores the minimum amount of information it requires to provide a friendly user experience, improve the website's effectiveness, and analyze utilization and resource requirements.

B. Copyright, Intellectual Property Rights, & Limitations on Use

This website and the information available through it are the property of CHECKBOOK and are protected by copyright and other intellectual property laws. By using this website, you agree not to sell, sublicense, publish, broadcast any information or content received through this website without the express prior written consent of CHECKBOOK and NASTAD. This website, and any of its data, listings or other constituent elements may not be downloaded, scraped, harvested, republished, resold or duplicated, in whole or in part, for commercial purposes or for purposes of compiling mailing lists or any other lists. All information presented in this website is intended for personal, non-commercial use and uses authorized by CHECKBOOK and NASTAD. The use of this website to establish independent data files or compendiums of statistical information is prohibited. By using this website, you agree not to use this Website in any way that is, or may be, damaging to this Website. By using this website, you agree not to use this Website in any way that impacts user access to this Website. By using this website, you agree not to use this Website contrary to applicable laws and regulations, or in a way that causes, or may cause, harm to the Website, or to any person or business entity. CHECKBOOK and NASTAD reserves the right to limit, restrict, or terminate access to this website at our discretion, without notice.

C. Disclaimers

We cannot and do not warrant the accuracy, completeness, timeliness, correctness, non-infringement, merchantability, or fitness for a particular purpose of the information or views available through this website, or the website itself. We shall not be liable to you or anyone else for any loss or injury caused in whole or in part by its negligence or contingencies beyond its control in procuring, compiling, interpreting, reporting or delivering this website and any information through this website. In no event will we be liable to you or anyone else for any decision made or action taken by you in reliance on such information or views or for any incidental, consequential, special, or similar damages even if advised of the possibility of such damages. You agree that the liability of CHECKBOOK and/or NASTAD, if any, arising out of any kind of legal claim (whether in contract, tort or otherwise) in any way connected with the website or the information in the website shall not exceed the amount you paid to CHECKBOOK for use of the website. Some states do not allow the limitation or exclusion of liability for incidental or consequential damages, so the above limitations or exclusions may not apply to you. The above warranties are the only warranties of any kind either expressed or implied including warranties of merchantability or fitness for any particular purpose.

D. How you can contact us
If you have any questions or concerns about these Terms of Use, you may write to us at:
Privacy Office
1625 K Street, NW, Eighth Floor
Washington, DC 20006